Posts Tagged ‘financial planning’

Smart Financial Planning: How To Set A Personal Budget

budget

Learning how to budget properly is a must-have skill in life yet most people never receive any instruction in it.

The first thing you must do before you start a budget is to figure out how you are spending your money. Keep a diary for a three month period of everything you spend, down to the last dime. If you spend 1.50 a day on coffee, note that down. Every time you pay a bill, notate that. Once you have three months of spending activity documented, then sit down and sort your expenses.

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