Posts Tagged ‘can unsecured creditors garnish wages’

Can Unsecured Creditors Garnish Wages?

checkbook Unsecured creditors can only garnish your wages if they have been able get a judgment against you in court. That means they will have had to have sued you over your debt and won.

Many unscrupulous collection agencies will try to threaten people with wage garnishment, as if that can happen right away when in fact it cannot. This tactic is not only unscrupulous, it is illegal. The Fair Debt Collection Act, a Federal law, prohibits collection agencies from threatening people with actions that they cannot legally take. 

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