Posts Tagged ‘bad credit score’

How To Rebuild Your Credit Rating

bad credit1

If you’ve had trouble paying your bills (who hasn’t, in this terrible economy?) and you have dings on your credit, you may think that it will be impossible to rebuild your credit rating. Nothing could be farther from the truth. Bad marks on your credit lose their impact on your credit score as time passes. Even a bankruptcy will lose much of its impact, although it will still remain on credit report, five years after the fact. Bad marks for late payments lose their impact over a much shorter period of time; perhaps  six months to a year after the fact, assuming you make all other payments on time.

So how do you rebuild your credit rating? The following four actions will help you to improve your credit score over a period of time. 


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