New Credit Score To Evaluate Small Business Risk Available From Experian

Experian, one of the three credit reporting  bureaus now has a score that evaluates small business risk. This score predicts which small business applicants are more likely to become delinquent on their credit cards and other loans within the next year.

While it is unknown what data go into this new scoring model, information from Experian’s website suggests that it includes more than just lines of credit, credit card payment history, and rental or lease payment history. It seems that it also includes payment histories on utility accounts and trade accounts as well.

The Small Business Credit Share(SM) score appears to range from 0 to 100, where 0 represents the highest risk and 100 represents the lowest risk.

Experian claims that this scoring model is highly predictive of small business risk. Time will tell if this is the case.

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28 Responses to “New Credit Score To Evaluate Small Business Risk Available From Experian”

  1. Debt advice can be hard to get trustworthy info. Sites like these and government website are the only places to take info. Forums can be excellent as well, is there one on this site?

  2. I’ve have been looking through this blog&being in debt myself there is some useful informationhere. My missionto being debt free is still at it’s infant stage, but sites like these can be a help. Anyone know if they have a forum?

  3. Kathy McGraw says:

    Thanks for your replies, Pauline and Brittany.

    At this time, there are no forums attached to this blog and I have no plans to include them at this time.

    Of course, you’re welcome to discuss anything related to credit and debt in your responses to my blog posts. 🙂

    Thanks again!

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