Archive for the ‘Credit Reports and Scoring’ Category

Can Bad Credit Cost You A Job?

In a recent CNN report, it was revealed that 60% of prospective employers run credit checks on job applicants and 13% do is as a matter of standard operating procedure. 

Increasingly, many employers believe that bad credit correlates to poor character and therefore justify their use of credit checks as a screening tool to help them find the best candidates.They claim that prospective employees with poor credit are more likely to steal or to cause trouble down the line.

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Understanding Your Credit Report Score

credit-score-1 Understanding your credit report score can sometimes be like trying to decipher ancient Egyptian hieroglyphics. Until recently, the score itself and the methods for calculating it were a complete secret.

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How To Improve My Credit Score: Five Steps To Take

That three digit number developed by those guys at FICO can determine many things in your life, from whether or not you can get a loan or a credit card to whether or not you can get hired at some jobs.

Credit scores are calculated based on the information on your credit report and every time your credit report changes, so does your credit score. Even small changes can have a major impact. With that in mind, here are a few things you can do to improve your credit score.

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Credit Bureaus Now Estimating Income

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You know that the three credit bureaus, Equifax, TransUnion, and Experian collect information about your credit history, be it good or bad.  Well, now they will also be estimating your income based on that credit history, which they will be providing to the credit card companies.

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